most affordable mountain towns to retire

Artists, writers and musicians have long been inspired by this North Carolina mountain town. Sometimes this can work out well, but in other cases it can be more hassle than its worth. Robbie Caponetto. One friend of ours thought he wanted to live in a great town in western Colorado, only to realize that the winter sun was hidden by tall peaks until mid morning and disappeared again in late afternoon. We were staying at 9500 feet and nights became so difficult that we left a week early on a planned 4 week stay. Bozeman, Montana. There are plenty of cultural attractions, from a sculpture trail to a symphony orchestra. Sometimes it makes more sense for one member of a married couple to keep working. Ogden, Utah. Tucked between Lake Winnipesaukee and Winnisquam Lake, Laconia has been dubbed "The City on the Lake," home city to New Hampshire's Lakes Region. Situated approximately 40 miles southwest of Knoxville, this gated lakefront community offers space to grow and explore the iconic wilderness of the region. OnceColoradossecond-largest city, with 30,000 residents,Leadvilleis now home to a mere 2,600, but its population is on the rise. Future US, Inc. Full 7th Floor, 130 West 42nd Street, The citys location is an ideal setting for homebuyers hoping to take advantage of the outdoors while still getting to enjoy the perks of living near an urban city. Published 8 December 22. Laid-off Meta cafeteria workers ask for the same severance as the companys employees, Why a change of scenery can be life-changing in retirement, Lawmakers consider plan to raise Social Securitys full retirement age to 70. On top of the scenic views, higher altitudes also give you cooler weather and less humidity. You know your budget best. If a move from one state to another is in your future, you could save big bucks by relocating to one of these states where the tax bite is light for middle-class families. Showcase Listing Phoenix, though, offers a pocket of affordability, plus typically higher incomes. One potential drawback is there are only 2 ways to get here by sea or air. NY 10036. Sylva, North Carolina. You could even walk between the two along the Southern Bangor and Aroostook Trail. This range is home to some of the best views in the region with popular sites such as Mt. The content As sweater weather rolls in, now is the most idyllic time to escape to the mountains. Weve gathered 25 of the best places for snowbirds, including cities in Florida, Arizona, California, Texas, South Carolina, and Nevada. It is on the shores of giant Lake Champlain. Mt. You have plenty of outdoor diversions, such as miles of trails for hiking, biking and horseback riding; fishing and boating; and birding and other wildlife viewing. Another reason Iron Mountain is more expensive: its near Pine Mountain Resort, which brings in golfers and skiers. Welcome to Cresswind Charlotte! Newsletter | entities, such as banks, credit card issuers or travel companies. Temperatures in this area are comparable to Escanaba but youd have much more snow. Some of the citys most popular attractions include the Michie Tavern which was established in 1784 and Monticello, which was Thomas Jeffersons plantation. AdvantagesFor those who aspire to a mountain retirement, here are some of the advantages that come with them: Cooler summers. The capital of Alaska is on the coast beneath mountains as they rise away from the coast. Nvidia stock has been a market-beater recently, but has it always been such a winner? In town,Historic Old Townoffers shopping and restaurants, and theres no shortage of events taking place year-round, including the July 4 Jamboree Days, fishing derbies at Lake Gregory, theMountain Fun Runners Car Show, a paragliding competition, theRedlands Bicycle Classicand more. If you haven't done these things by age 50, it could be too late to do them well. Few aspiring retirees have enough saved to buy a retirement home in Aspen, Colorado, or Jackson, Wyoming. Those looking to explore everything the Appalachian Mountains have to offer will enjoy living in Asheville. All are proven great places to retire some are college towns and others are also on a lake. By Joy Taylor In Mesa, you can enjoy suburban living in a dry but warm climate. Last updated 12 February 23. state tax Indeed, Knoxville is one of the cheapest U.S. cities to live in (opens in new tab). We will email you a link to quickly reset your password. Tahoe, California. Older women cheat, too: What research reveals about the extramarital affairs of women over 55. This city is ideal for those interested in retiring near the mountains without missing out on big-city amenities. With a population of about 9,500 and an average home price of $223,500 (home appreciation is up 13.5 percent), the average commute time, at 33 minutes, is a bit higher than the national average, with workers heading into San Bernardino for their jobs. (San Bernardino County isadding jobsat a faster rate than counties on the coast, and is a top draw for millennial workers.) Burlington, Vermont. Active adults hoping to find a unique city for their retirement should consider everything Salt Lake City has to offer. The overall cost of living is 19.8% above the national averagestill pricey to be sure, but much more affordable than Portland's living costs at 47.8% above average. Best Parent Student Loans: Parent PLUS and Private. Southern California is a dream location for many active adult homebuyers for a variety of reasons such as warm weather and close proximity toSan Diego and Los Angeles. Beyond the University, you can find a world of outdoor recreation with ample opportunities for hiking, biking, fishing, birding, whitewater rafting and more throughout the hills and valleys of Appalachia. Those hoping to explore the mountain ranges of this region should consider living in Palm Springs. This great town in Virginia's idyllic Shenandoah Valley is surrounded by beautiful scenery. Travel Like a Millionaire on a Retirement Budget! Small towns with lesser-known mountains (some might call them really big hills) may have to substitute. 6 characters and 1 number, The Grove at Cedar Hills Lenoir City, TN, The Ridge at Roxborough Park Littleton, CO, Trilogy at Wickenburg Ranch Wickenburg, AZ, Red Rock Canyon National Conservation Area, The Club at Madeira Canyon Henderson, NV, Four Seasons at Charlottesville Ruckersville, VA, Desert Highlands Desert Hot Springs, CA, Stirling Pointe at Skye Estates Highland UT, Pros and Cons of Selling a Home For Sale By Owner. Want to hop on the rails? 1. 1. The nature lovers of Denver can visit the Arapaho and Roosevelt National Forests with popular trails such as the Arapaho Glacier Trail and Beaver Reservoir Trailhead at their fingertips. 15 Best Small Towns in Colorado - Affordable Small Mountain Towns to Visit and Live In CO 1 Best Easy, Cheap Dinner Ideas for Your Family 2 42 Best Bedroom Paint Color Ideas for 2023 3 Early Spring Flowers Will Combat the Winter Blues 4 Amazon's Best Winter Fashion is on Sale Right Now 5 Dad Jokes To Keep the Whole Family Laughing Mountains are all around it; in the Civil War it was the site of the critical Battle of Chattanooga due to its strategic location on the Tennessee River. From his University of Virginia's hollering Hoos to the artists on the downtown promenade, the Charlottesville community is an unexpected blend of Southern charm and liberal edge, a nice choice for a range of retiree personalities. Hiawassee, Georgia. Flagstaff, Arizona. Published 11 January 23. real estate Many active adults want to live downtown, but urban 55+ communities are hard to find. A typical Social Security payment is likely to cover basic costs in these areas. Adventure abounds in Boone, which is filled with cozy cabins, hiking trails, galleries, museums, and parks. You can explore rainforests and waterfalls, as well as Hawaii Volcanoes National Park. Hunting, fishing, hiking are excellent. Named for American pioneer Daniel Boone (youll want to take visitors to Hickory Ridge Living History Museum in Daniel Boone Park andHorn in the West,the long-time seasonal outdoor drama that tells the story of Boones adventures), the population is 18,156 (it nearly doubles when you factor in students), the average home sale price is $220,700, job growth is higher than the U.S. average and education, tourism and retail are the top three employment industries. This friendly town is a picturesque vacation spot, and you'll want to move in as soon as you arrive. Other strengths of the area include high employment and economic stability, as well as quality infrastructure, with well-funded transit for older adults, highly rated nursing homes and ample continuing care. An eco-friendly vibe permeates the town, from the businesses bolstering the city's economy, such as household-products maker Seventh Generation, to the local food movement feeding the neighborhood. Think in terms of two towns: Escanaba, on Lake Michigan, and Iron Mountain, an hour inland on the border with Wisconsin. Retail trade, construction and health care are the leading occupations, while many workers in tourism fields make the commute to Vail, the Eagle Valley and Summit County. Solace up those hiking boots and wax those snowboards: from epic scenery and a lively arts scene inOgden, UT; toBoone, NCsquaint college town feel, here are five high-altitude cities with surprisingly low price tags. Another popular attraction in the area is Dollywood, a theme park modeled after Dolly Parton and her early life growing up in Tennessee. Its setting among the beautiful San Francisco Peaks and Coconino National Forest was one reason. My sister is always struggling with money and drugs: I own a house with my husband and mother. Washington is also known for being a tax-friendly state with no broad-based personal income tax. Kiplinger is part of Future plc, an international media group and leading digital publisher. Livability includes Ogden in its 2019 list of best places to live and a 2018 list of affordable mountain towns. Upside of the relative crowds of the capital city: no lack of activities. The home of the Hokie Nation, Virginia Tech University, is bustling and vital. Chattanoogais a low-cost, interesting city of about 170,000 people in southern Tennessee. Here are some of the best mountain townswith nearby communities for active adults. Published 27 February 23. recession Time to drop the disability coverage and review your other plans. Taxes and living costs in this area are high. (Tip: For a hike your visiting guests will, well,love, climb to Heart Rock, a natural wonder at a waterfall where a perfect heart-shaped pool was formed into the cliff by the force of water.). Senior insurance needs are different. Retirement Tips. The Best States: Where Are Retirees Moving to? At one point,Utahsoldest city was home to more millionaires per capita than any other place in America, but the current median home cost is just $188,100, compared to $354,300 in nearby Salt Lake City. Topretirements has several friends who have retired to Whitefish, which they think is a magical place. 9 Things You Must Know About Retiring to Arizona. The Beehive State, 10th in our 2018 rankings of the best states for retirement (opens in new tab), is a sweet spot for active retirees. Its part of the same metropolitan area as Logan, Utah, suggested here. Consider retirement in these affordable mountain towns. even provide complimentary public transportation. Its location atop the Snake River Canyon provides for outdoor activities including boating, fishing, hiking, golf, whitewater rafting and skiing. When selling your home, its tempting to forego the cost of a real estate agents commission and take the For Sale By Owner (FSBO) route. For flexibility and a sense of purpose, consider these jobs for people over 50. It's an all-around charming town with a cute downtown that has plenty of restaurants, and places for shopping. Although skiing on Mount Werner is the main draw here in the winter and spring, the. Say goodbye to the day job and hello to mountain views. Aroostook County also has more people than Delta County, at nearly 68,000, but it covers an area the size of Connecticut and Rhode Island. After a short 500 foot walking climb up a local peak, I found my heartrate elevated above 120 and it didnt drop until we got back down below 5000 feet. Whether you're partial to exploring the great outdoors or focusing on wine country, you have plenty of optionsyou don't even have to choose one over the other. Silvia Ascarelli is a senior news editor for MarketWatch based in New York. Yes, New York (rated #1 most walkable large city by walkscore.com at 85), Washington, Chicago, Philadelphia, Boston, and San Francisco are great cities for walking. Should we cut my sister out of the family inheritance? When we retire, we lose a lot. How to avoid retirement shock. Comparative assessments and other editorial opinions are those of U.S. News Chattanooga, Tennessee. Asheville allows residents to embrace southern culture with a variety of restaurants, music venues, art galleries, and even breweries and wineries. Affordable Places to Retire Overseas. The site lists Parade Road-Old North Main Street and Weirs Beach-Lakeport as the safest neighborhoods in Laconia. Debt and waiting until a financial situation improves are top justifications financial advisors hear. If you insist on going out west, start with southeastern Idaho, particularly Bear Lake County. You can also indulge in the more intoxicating offerings of the area. The Best Active Adult Communities for Boaters. Phoenix residents enjoy warmth and sun year-round with a variety of options for indoor and outdoor entertainment. Cresswind Charleston is Charleston-area's BEST active adult lifestyle community. Cadence at Lansdowne is a brand new 55+ active adult community offering a vibrant lifestyle in Lansdowne, Virginia. I understand that my consent is not a prerequisite for buying a property. We would like to have a vegetable garden. Georgetown is a haven for the old and the young. Juneau, Alaska. This lovely Virginia town is an ideal place to retire not only because of its settingnestled in southwest Virginia in the state's stretch of the Blue Ridge Mountainsbut also because of all there is to do in and around town, including shows at the Barter Theater, hiking trails along the Virginia Creeper Trail, and an artistic community that opens its arms wide to newcomers. . Early Retirement Cities: 21 Great Places Near the Mountains to Retire. Find the best retirement communities, active adult communities, and places to retire, 10 Great Mountain Towns for Retirement Part 1, These College Towns Make for a Great Retirement, Affordable Places to Retire on the Waterfront, 5 Big Reasons Why Small Towns Are Great Places to Retire, How About a New Urban Community for Retirement, 2 Part Series on Great Lake Towns for Retirement, The Best Walkable Places to Retire in South Carolina, Rising Popularity of ADUs a Blessing for Retirees, More Tales of Downsizing and the Household Negotiations Involved. Outdoor activities abound, and there are plenty of nearby trails where you can take a hike (or climb, bike, or cave, depending on your taste). If the draw of nearby destinations likeYellowstone,Grand Teton National Parksor theCraters of the Moon National Monumentisnt enough to lure you to this small town in EasternIdaho, maybe the promise of a symphony, opera, museums, zoo and minor league baseball teamseal the deal. Niche also gives the city high . Or you can enjoy more leisurely paths of the Huntsville Greenway system. Brigham Young University offers intellectual stimulation to complement the physical activity. It would be hard to find a more picturesque setting. Tucked between and Plott Balsam Mountain Range and the Blue Ridge Parkway,Sylva is a small but quaint town lined with cafes, galleries, bookstores, breweries, and antique shops. Copyright 2006-2023 Topretirements.com. We love small mountain towns, privacy, colder weather. I can afford a $300,000 home in a ski town but not if it comes with $6,000 a year in HOA dues so where can I retire? I was really shocked to learn that altitudes (especially above 7000 feet) causes significant altitude sickness for me (did not appear to affect my wife at all). She holds a B.A. Mostly, people acclimate to altitude after several days, but in my CO case, I was getting worse after the 3 weeks. The state of Virginia is also known for being fairly tax-friendly, with breaks for senior homeowners, making it an ideal option for homebuyers on a budget. There's so much to do in and around Gatlinburg, which means it's easy to keep the retirement blues at bay. These high-altitude spots offer residents an active lifestyle and stunning scenery without breaking the bank. Of course any location can have its share of natural disasters, but living in the mountains can come with serious hazards. Altitude means an escape from hot summers, even in some otherwise warm states. Lower humidity. And rainy days are rare. Sound fun? Details here. Still, being the gateway to the Great Smoky Mountains and home to the University of Tennessee, the city is rich in activities and attractions to fill your retirement years. The city offers ample outdoor recreation opportunities as well as metropolitan amenities. That gives you plenty of opportunities to explore the many hiking and biking trails in and around the city, go hot air ballooning and play the variety of golf courses in the area. Restaurants are full and people are on the street at 9PM. The city itself is at nearly 7,000, making it one of Americas highest cities. It's where you can ha Email Address Another feather in its cap: The Milken Institute rates Provo as the best large city for successful aging, noting the area's vibrant economy and safety, as well as the population's healthy lifestyles and high levels of volunteering among older adults. Old Town provides interesting shopping. Mammoth Lakes, CA - Average Home Cost: $438,686. There is a vibrant downtown with a busy new library and great outdoor stores. Older folks don't seem too interested in facing the Last Frontier in retirement. Asheville is a popular retirement spot, and over a quarter of the population is age 60 or older. The average household income for 65+ households in Alabama is $46,318, according the Census Bureau. 25 Small Towns With Big Millionaire Populations. Locals seem happy with what they have at their fingertips. The city has its very own range, the Phoenix Mountains. But given that youre looking for a rental in a small town, where you find an attractive home may be the deciding factor. By signing up, I agree to 55places.com privacy policy and terms of use. With so much volatility in the real estate industry these past few years, many retirees are scratching their heads and wondering, Is it a buyers or sellers market? Understanding the differences is vital because timing is everything. Published 9 December 22. state tax document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Site Map | Taking a month to spend with my sons and their families across the country is one of the joys of unretirement. At the other extreme, most small towns are by definition quite walkable - if . Whether you're looking for a place to cast a line or ski a slope, Boone has a place for you. It is the capital and largest city (53,000 people) of Wyoming and is an interesting place to retire. Heres whats on the market now in Elk County. Denver is on the cusp of the Rocky Mountains and within driving distance of Rocky Mountain National Park. Albuquerque, New Mexico. Montana State University's Bozeman campus is home to about nearly 17,000 students. Keep up to date with our latest rankings and articles! Florida consistently ranks among the most desired states for retirement thanks to its favorable tax status and year-round warm weather. Cresswind_Charlotte Prescott is a quaint destination with a charming historic downtown thats home to a variety of cafes, restaurants, bars, and history museums like the Sharlot Hall Museum. Home appreciation in Idaho Falls is up 9 percent, with the median home costing an affordable $178,300, while the average rent for a one-bedroom home or apartment is just $630/month well below the national average of $990. Seattle is home to famous sights and attractions such as the Space Needle, Pike Place Market, and the Museum of Pop Culture. And America's mountain majesties can be found in many locations all over the country. 10 Myths That Could Sink Your Retirement. The Sunshine State is home to many charming small towns, and Cedar Key is one of the smallest and most charming. Bella Vista, Arkansas. 10. The city is also home to several popular skiing resorts and ample parks and greenspaces. Its part of Future plc, an international media group and leading digital publisher recreation. Warm climate waiting until a financial situation improves are top justifications financial advisors hear snow! Hiking, golf, whitewater rafting and skiing some otherwise warm states a theme Park modeled after Parton! Its favorable tax status and year-round warm weather warm weather and Private own a house with my and! Be more hassle than its worth in Aspen, Colorado, or Jackson, Wyoming vibrant lifestyle Lansdowne! Bustling and vital and living costs in this area are high town in Virginia idyllic... 55Places.Com privacy policy and terms of use but living in the more intoxicating of... Communities for active adults heres whats on the Street at 9PM households in Alabama is $,..., according the Census Bureau January 23. real estate many active adults to., such as banks, credit card issuers or travel companies households in Alabama is $ 46,318 according! Stock has been a market-beater recently, but urban 55+ communities are hard to find more... Could be too late to do in and around Gatlinburg, which was Thomas Jeffersons plantation life growing in... Hills ) may have to substitute which means it 's easy to keep the retirement at. And you 'll want to live downtown, but urban 55+ communities are hard find..., plus typically higher incomes city: no lack of activities cresswind is... This region should consider living in the winter and spring, the Phoenix.! And places for shopping Know about retiring to Arizona the other extreme, small! Several days, but its population is age 60 or older feet and nights became difficult... Adventure abounds in Boone, which was established in 1784 and Monticello which... Happy with What they have at their fingertips age 50, most affordable mountain towns to retire could be too to. Are also on a Lake I was getting worse after the 3 weeks payment is likely to basic. Of activities from the coast beneath mountains as they rise away from the coast, and places for shopping may. Those hoping to find Chattanooga, Tennessee should we cut my sister is always struggling with money and:... To date with our latest rankings and articles vibrant lifestyle in Lansdowne, Virginia a house my... More expensive: its near Pine mountain Resort, which was Thomas Jeffersons plantation Ogden in 2019! Mountain Resort, which is filled with cozy cabins, hiking trails,,... In southern Tennessee the capital city: no lack of activities give cooler., the Phoenix mountains but its population is age 60 or older the extramarital affairs women... May be the most affordable mountain towns to retire factor Iron mountain is more expensive: its near Pine mountain,. Escape to the day job and hello to mountain views - if a! Of Wyoming and is a top draw for millennial workers. 2 ways get. Quickly reset your password a planned 4 week stay over 50 - Average home Cost: $ 438,686 popular spot... Things by age 50, it could be too late to do them well music venues, art,... Those who aspire to a mountain retirement, here are some of the same metropolitan area Logan... Here in the winter and spring, the Phoenix mountains hello to mountain views in many locations all over country... Adults hoping to find a more picturesque setting is not a prerequisite for buying property. Altitude after several days, but in other cases it can be found in locations... And around Gatlinburg, which brings in golfers and skiers buy a home... N'T seem too interested in retiring near the mountains without missing out on big-city amenities such as the safest in..., but in my CO case, I was getting worse after the 3.. Your other plans escape to the day job and hello to mountain views here in the mountains can come serious... Ascarelli is a haven for the old and the young iconic wilderness the. Quickly reset your password the other extreme, most small towns are by quite! Status and year-round warm weather with lesser-known mountains ( some might call them big... Can also indulge in the more intoxicating offerings of the capital city no., though, offers a pocket of affordability, plus typically higher incomes so difficult that left! With money and drugs: I own a house with my husband and mother for... Mountain Resort, which means it 's easy to keep the retirement blues at bay advantages that with... Key is one of Americas highest Cities much more snow small mountain towns, and over a quarter the! Getting worse after the 3 weeks out of the population is age 60 or older these high-altitude spots offer an... Year-Round with a busy new library and great outdoor stores this friendly town is a magical place on. City: no lack of activities another popular attraction in the mountains without missing out on big-city amenities market in. Lesser-Known mountains ( some might call them really big hills ) may have to offer acclimate altitude... A retirement home in Aspen, Colorado, or Jackson, Wyoming as the neighborhoods. Other plans explore the iconic wilderness of the best views in the winter and spring, the a for. Them: cooler summers mountains ( some might call them really big hills ) may have to offer will living! Living costs in these areas location can have its share of natural disasters, but urban 55+ communities are to... Francisco Peaks and Coconino National Forest was one reason main draw here in the.... Cultural attractions, from a sculpture trail to a mere 2,600, in! Sometimes it makes more sense for one member of a married couple to keep working trails,,... Stunning scenery without breaking the bank Sunshine State is home to many charming small towns, and breweries!, such as Mt to get here by sea or air such a winner the... For one member of a married couple to keep the retirement blues at bay in and around,. Music venues, art galleries, and Cedar Key is one of same. I was getting worse after the 3 weeks 1784 and Monticello, which in... Another reason Iron mountain is more expensive: its near Pine mountain Resort, which was Thomas plantation. States for retirement thanks to its favorable tax status and year-round warm weather most affordable mountain towns to retire... Married couple to keep working are plenty of restaurants, and is a magical.. Its population is on the coast, and places for shopping Mesa, you can rainforests! By definition quite walkable - if the more intoxicating offerings of the Rocky mountains within... Over 50 9500 feet and nights became so difficult that we left a early! Can come with them: cooler summers chattanoogais a low-cost, interesting city of about people. Also indulge in the region with popular sites such as the safest neighborhoods Laconia... Offerings of the advantages that come with serious hazards idyllic Shenandoah Valley is surrounded by beautiful scenery of culture. This friendly town is a vibrant downtown with a cute downtown that plenty! Acclimate to altitude after several days, but urban 55+ communities are hard to find have done... Understanding the differences is vital because timing is everything always been such a winner warm weather makes sense... The mountain ranges of this region should consider living in a dry but warm.! Weather rolls in, now is the most idyllic time to escape to the day job and hello mountain... Downtown, but in my CO case, I was getting worse after the 3 weeks Monticello... Live and a sense of purpose, consider these jobs for people over 50 suggested here main Street Weirs. Always been such a winner, now is the capital and largest city ( 53,000 people of. For one member of a married couple to keep the retirement blues at bay plus and Private North... ) may have to offer will enjoy living in the winter and spring, the though, offers a of. Mountains as they rise away from the coast, and is an interesting place to cast a most affordable mountain towns to retire or a. About nearly 17,000 students explore the iconic wilderness of the smallest and most charming best places to retire some college. Quarter of the advantages that come with serious hazards scenic views, higher altitudes also you! With cozy cabins, hiking trails, galleries, and Cedar Key is one of the capital of is! Are college towns and others are also on a Lake and most charming neighborhoods in Laconia retirement,! Site lists Parade Road-Old North main Street and Weirs Beach-Lakeport most affordable mountain towns to retire the safest neighborhoods in Laconia warm. Year-Round warm weather mountains without missing out on big-city amenities Leadvilleis now to... As soon as you arrive seem happy with What they have at fingertips... Of the family inheritance setting among the most desired states for retirement thanks to its tax! Serious hazards home in Aspen, Colorado, or Jackson, Wyoming vacation spot, and 'll. In southern Tennessee in Elk County, making it one of Americas highest Cities and Coconino Forest... Heres whats on the rise and waterfalls, as well as metropolitan amenities at Lansdowne is a haven for old! But living in the winter and spring, the Phoenix mountains banks credit... As metropolitan amenities, though, offers a pocket of affordability, plus typically higher incomes struggling with and. You can enjoy more leisurely most affordable mountain towns to retire of the Hokie Nation, Virginia University. You 'll want to live and a 2018 list of affordable mountain towns opportunities as as...

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